Dubai Medical Insurance for Investors, Employees and Dependents
Medical insurance is a mandatory requirement for residents in Dubai, including investors, employees, dependents, and domestic workers, and this service helps applicants secure a valid medical insurance policy from an approved insurance provider to support compliance with Dubai residency requirements.
A basic medical insurance plan typically covers essential healthcare benefits such as in-patient treatment, out-patient treatment, and medication. This service includes initiating the application with the insurance provider and arranging issuance of the medical insurance policy certificate once the process is completed.
Medical insurance is an important part of the Dubai residency journey because it supports both regulatory compliance and access to healthcare services. For applicants who already hold a Dubai visa, the main documents required are the Emirates ID and residency visa copy, along with basic personal and health related details needed to process the application accurately.
Who this service is for
Application Type | Applicable Fee |
|---|---|
Investors and Employees | AED 1,400 |
Dependent child or other dependent | AED 1,200 |
Dependent housewife | AED 2,700 |
Medical insurance issuance is subject to applicant category, submitted details, underwriting requirements, and insurer approval. Timelines may vary depending on document readiness and provider processing.
Medical Insurance Requirements, Timeline and Fees
Category | Details |
|---|---|
Required documents | If the applicant is a Dubai visa holder: Emirates ID and Residency Visa |
Applicant details required | Applicant name, email ID, mobile number, health and weight of applicant, marital status, chronic conditions if any |
Estimated timeline | 1 business day |
Fees | AED 1,400 for Investors and Employees |
AED 1,200 for Dependent child or other dependent | |
AED 2,700 for Dependent housewife |
Medical Insurance
Applicant Name
Email ID
Mobile Number
BMI of the applicant
Marital status
Chronic conditions (if any)
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Questions? Answers.
What is health insurance in the UAE?
Health insurance in the UAE is a mandatory medical coverage requirement for all Dubai residents, including investors, employees, dependants, and domestic workers. It provides access to essential healthcare services such as inpatient and outpatient treatment, prescribed medication, and other basic medical benefits.
Under mResidency's Medical Insurance service, the medical insurance application is initiated with an approved insurance provider on the founder’s behalf. Once processed, a valid medical insurance policy certificate is issued, which is required to complete UAE residency and visa-related procedures. Insurance coverage must remain active for the duration of the individual’s residency in Dubai.
Who is responsible for providing medical insurance coverage?
In Dubai, responsibility for medical insurance coverage depends on an individual’s residency status.
Employers are required to provide valid medical insurance for their employees, while sponsors are responsible for arranging coverage for their dependants. Investors and business owners must secure their own medical insurance as part of their residency and visa compliance requirements.
Through mResidency's Medical Insurance service, support is provided to initiate and coordinate the medical insurance application with an approved insurance provider, helping clients obtain the required policy and insurance policy certificate needed to proceed with UAE residency formalities.
What does the basic medical insurance plan cover?
Basic medical insurance plans in Dubai are structured to meet the minimum coverage requirements set by the Dubai Health Authority (DHA). These plans generally include essential healthcare services such as inpatient hospital treatment, outpatient consultations, emergency care, prescribed medications, and necessary diagnostic tests. This coverage supports compliance with the mandatory medical insurance requirement linked to UAE residency and visa processing.
When medical insurance is arranged through mResidency, the policy is issued by an approved insurance provider. For each selected package, a detailed Table of Benefits is provided, outlining the exact coverage, limits, network access, and exclusions.
Coverage terms and benefits vary depending on the selected package and insurer. Insurance can be arranged for investors or business owners, employees, and eligible dependants such as spouses and children.
Is medical insurance mandatory for residents in Dubai?
Yes. Medical insurance is legally mandatory for all Dubai residents, including investors, employees, and dependants. A valid health insurance policy is required to issue or renew a UAE residency visa, and coverage must remain active for the full duration of the individual’s residency in Dubai.
When applying through Meydan Free Zone, medical insurance is integrated with the residency and visa process with mResidency, meaning the insurance application is initiated and aligned as part of the overall visa workflow. This removes the need for founders to independently approach insurance providers or complete separate application steps outside the Meydan Free Zone ecosystem, while final policy issuance remains subject to insurer approval.